International use

This website will not be considered a solicitation for or offering of any investment product or service to any person in any jurisdiction where such solicitation or offering would be illegal. The distribution of the information contained in this website in certain countries may be restricted by law and, accordingly, persons who access it are required to inform themselves about and to comply with any such restrictions. When using this website, you must comply with all applicable local, national and international laws and regulations, including those related to data privacy, international communications and exportation of technical or personal data

About IEM Solutions

IEM Solutions is an asset management company registered in Germany and has its registered office at Germany.
IEM SOLUTIONS DOES NOT HAVE ANY OTHER BRANCH OFFICES, SUBSIDIARIES, AGENTS, REPRESENTATIVES AND LICENSORS OTHER THAN THE OFFICE IN GERMANY.

Investment information

Products and services described in this website may not be suitable for all users. The material contained in this document is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sell securities in any jurisdiction where such an offer or solicitation is against the law, or to anyone to whom it is unlawful to make such an offer or solicitation, or if the person making the offer or solicitation is not qualified to do so.
The value of investments, and the income from them, may fall or rise and investors may get back less than they invested. The value of any investment may fall or rise as a result of change in exchange rates. Some funds may invest in emerging markets which can be more volatile than more established markets. As a result the value of any investment may rise or fall. Corporate bonds may provide higher yields but as such may carry greater credit risk increasing the risk of default on repayment and erosion of the capital value of your investment and the level of income may fluctuate. Fixed interest securities also carry the risk of default on repayment and erosion of the capital value of your investment and the level of income may fluctuate. Movements in interest rates are likely to affect the capital value of fixed interest securities. Investments in smaller companies may be more volatile than investments in well-established blue chip companies. Some funds may invest in derivatives. The risks associated with the use of derivatives are different from, or possibly greater than, the risks associated with investing directly in securities and other traditional investments. There is no assurance that any derivative strategy used by any fund will succeed and a fund may suffer a substantial loss as a result. Past performance is not a reliable indicator of future results.
Prospective investors requiring further information are referred to the relevant prospectus for the fund and sub-funds. Prospective investors are also urged to consult their own professional advisers on the implications of making an investment in, and holding or disposing shares of the funds and the receipt of distributions with respect to such shares under the law of the countries in which they are liable to taxation.
International Elite Management Solutions GmbH only gives information on products and does not give investment advice based on individual circumstances. If you have any questions related to your investment decision or the suitability or appropriateness for you of the product[s] described on this website, please contact your financial adviser.

Material on this website

This website provides general information about IEM Solutions and its business, including information about the services it offers. The materials on this website are for information purposes only. Nothing on this website constitutes legal, tax, or investment advice. You must not, therefore, rely on the content of this website when making any investment decisions. You alone will bear the sole responsibility of evaluating the merits and risks associated with the use of any materials on this website before making any decisions based on such materials. In exchange for using such materials, you agree not to hold IEM Solutions liable for any possible claim for damages arising from any decision you make based on the materials made available to you through this website.

Limited licences and restrictions on use of materials

IEM Solutions grants you a limited, revocable, nonexclusive, nontransferable licence to view, store, bookmark, download, and print the pages within this website solely for your personal, informational, and noncommercial use or as expressly authorised by IEM Solutions in writing. Notwithstanding the foregoing, financial advisers, trust professionals, registered investment adviers, broker-dealers, nominees and other institutional trading partners (collectively, "Intermediaries") may use the data and information provided on this website for certain commercial uses with prior IEM Solutions approval or as otherwise permitted on this website, provided that such Intermediaries comply with all other terms and conditions as set forth in these terms of use. You are responsible for obtaining and maintaining all equipment, services, and other materials that you need to access this website. IEM Solutions reserves all rights not expressly granted in these terms of use. Except as otherwise stated in these terms of use or as expressly authorised by International Elite Management Solutions in writing, you may not (or enable others to):
• Modify, copy, screen capture, distribute, forward, transmit, post, display, perform, reproduce, publish, broadcast, license, create derivative works from, transfer, sell or exploit any reports, data, information, content, software, products, services or other materials on, generated by or obtained from this website, whether through links or otherwise (collectively, "Materials");
• Redeliver any page, text, image, or Materials on this website using "framing" or other technology;
• Engage in any conduct that could damage, disable, or overburden (i) this website, (ii) any Materials or services provided through this website, or (iii) any systems, networks, servers, or accounts related to this website, including without limitation, using devices or software that provide repeated automated access to this website, other than those made generally available by International Elite Management Solutions GmbH
• Probe, scan, or test the vulnerability of any Materials, services, systems, networks, servers, or accounts related to this website or attempt to gain unauthorised access to Materials, services, systems, networks, servers, or accounts connected or associated with this website through hacking, password or data mining, or any other means of circumventing any access-limiting, user authentication or security device of any Materials, services, systems, networks, servers, or accounts related to this website;
• Modify, copy, obscure, remove, or display name, logo, trademarks, text, notices, or images of any of IEM Solutions without their express written permission

User content and license grant

User identification code
You may be provided with a user identification code and password to access this website or certain parts of it. You must treat this information as confidential and you must not disclose it to any third party or allow any third party to access this website using your user identification code or password. You are responsible for any use of this website by any third party to whom you have disclosed your user identification code and/or password. You agree to notify IEM Solutions immediately if you suspect any unauthorized use of this website or of your user identification code or password.

Liability for use of this website/ Indemnity
YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THIS WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. IEM SOLUTIONS DOES NOT ACCEPT ANY LIABILITY IF FOR ANY REASON THIS WEBSITE IS UNAVAILABLE AT ANY TIME OR FOR ANY PERIOD.
Information and opinions contained on this website have been compiled or arrived at by IEM Solutions from sources believed to be reliable. However, to the extent permitted by law, IEM Solutions hereby expressly exclude all conditions, warranties, representations and other terms which might otherwise be implied by statute, common law or the law of equity and any liability for any direct, indirect, incidental, special, punitive, exemplary or consequential loss or damage of any kind incurred by any user in connection with this website or in reliance on the information or opinions contained in it or by anyone who may be informed of any of the contents of this website at any time, or by any user or any such other person in connection with the use, inability to use, or results of the use of this website or any sites linked to it or materials posted on it. This does not affect IEM Solutions 's liability for any loss or damage which cannot be excluded or limited under applicable law and does not exclude or restrict any duty or liability that IEM Solutions has to any person under the regulatory system in Germany

NEITHER IEM SOLUTIONS NOR ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, OR ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS WILL BE LIABLE UNDER ANY CIRCUMSTANCES INCLUDING BUT NOT LIMITED TO NEGLIGENCE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL DAMAGES THAT MAY RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS IN THIS WEBSITE, EVEN IF IEM, SOLUTIONS OR IEM SOLUTIONS -AUTHORISED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
You agree to indemnify, defend and hold harmless the IEM Solutions and their officers, directors, employees and agents, from and against all claims, demands, liabilities, damages, losses or expenses, including legal fees and costs, arising out of or related to your improper access to or use of this website, or any violation by you of these terms and conditions.

Timeliness of content
All content on this website is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. No reliance should be placed on this information in making any decision. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

Termination
The rights granted to you herein terminate immediately upon any violation by you of these terms and conditions. IEM Solutions, in its sole discretion, reserves the right to temporarily or permanently terminate your access to and use of this website at any time and for any reason whatsoever, without notice or liability. Neither IEM Solutions nor any member of IEM Solutions will be liable to you or any third party for any termination of your access to or use of this website.

Privacy Policy
Personal data collected when visiting this website is processed in accordance with applicable data protection law. All information provided by you to IEM Solutions through this website is used solely by us and is not sold or provided to any other company. Personal financial information and information about our investors is regarded as private, and as such is not shared with anyone in any manner, regardless of the method by which we obtained such information. Nonetheless, we reserve the right to co-operate fully with any state, local, federal, and international officials in any investigation relating to any content (including personal or private electronic communication(s) transmitted via this website) or any purported unlawful activities of any user of this website.